ITIN Home Financing
Purchase or refinance a Florida home using your Individual Tax Identification Number. No Social Security number required.
Own a home in Florida, no Social Security number required
Many people who live, work and pay taxes in the United States do not have a Social Security number. An ITIN loan lets you qualify using your Individual Tax Identification Number instead, for a purchase or a refinance. It is a fully documented path to owning the home you already call yours.
Purchase or refinance
Loan amounts starting at $50,000, with no prepayment penalties if you pay it off early.
Your ITIN is enough
Qualify with your Individual Tax Identification Number. No Social Security number at any step.
Flexible credit
Credit scores from 600 are accepted, and borrowers with no credit history can still qualify.
What to expect
Plan for a minimum down payment of 15 percent of the purchase price. Gift funds from family are allowed toward your down payment, and no cash reserves are required after closing. Your Loan Specialist confirms rates and terms based on your situation.
Hablamos espanol. Ask about working with a Spanish-speaking member of our team, from your first question to closing day.
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